Dental insurance can be confusing, but if you know how to use it, you could be saving hundreds of dollars every year. What many people don’t know is that most dental insurance plans renew on January 1^st. This means that you won’t have access to unused benefits—they don’t roll over. This leaves Americans missing out on literally billions of dental dollars each year. Read on to learn how to maximize your insurance and why it’s important to use your benefits sooner rather than later.

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Halloween is approaching fast. For children, this means they can look forward to a bag full of free candy, but for parents, it means worrying about an increased risk of cavities and gum disease. If you want to keep your little one’s smile safe, you don’t need to stop them from enjoying sweets altogether, but you should make a plan so that they can work through their stash without damaging their pearly whites. Keep these 5 Halloween candy tips in mind over the next couple of months.

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